Supporting Small Businesses with Tailored Funding Solutions
At GillmanBagley, we understand the financial pressures that small businesses and lower middle-market companies face every day. Our goal is to empower these businesses by helping them maximize cash flow and access the working capital they need to grow. Through a structured, consultative approach, we provide personalized funding solutions that address real business challenges with flexibility and speed.
Our Approach to Funding
We offer a range of funding options designed to fit the unique needs of each client. Whether you’re looking to turn outstanding invoices into cash, access credit based on your receivables, or manage payroll on time, our services are built to provide relief and opportunity. Our offerings include A/R lines of credit, invoice-based funding, and asset-backed lending using business inventory or equipment. For staffing-heavy businesses, our payroll funding option ensures employees are paid on time, every time.
What Makes Our Program Different
GillmanBagley stands out by putting client flexibility and speed first. Our programs allow for advance rates up to 95 percent with no minimum usage requirements. We’re able to close deals quickly, often in under a week. Businesses can receive funding even when one customer represents 100 percent of their receivables. With non-notification options available and no contracts or term limits, we offer true adaptability without locking you in.
Industries We Support
Our services are designed to support a wide range of high-performing sectors. We work with government contractors, manufacturers, wholesalers and distributors, technology companies, and service-based businesses. Our solutions are also a strong fit for staffing firms and those operating in transportation and logistics. If your business falls within these sectors, GillmanBagley is positioned to be a long-term funding partner.
Compliance and Industry Restrictions
To maintain high standards of compliance and risk management, we do not fund certain industries. Our services are not available to medical offices, legal or accounting firms, international businesses, or companies with foreign receivables. We also do not fund construction companies, cannabis-related businesses, or businesses that are not majority-owned within the U.S. These limitations allow us to deliver consistent, secure funding support to businesses that match our target profile.
Why Businesses Choose GillmanBagley
We believe funding should be flexible, simple, and aligned with your goals. That’s why we offer programs with no minimum requirements and no long-term commitments. Our fast, consultative process is built for companies that are ready to move forward. Whether you’re looking to solve a cash flow crunch or unlock capital to scale operations, GillmanBagley is here to support your next step.
Additional Information
For all accounts receivable funding, a first-position UCC filing is required. We do not impose a net rule for refinancing merchant cash advances or term loans, and we are able to refinance Tier 1 MCA balances. Please note that our services are not currently available to businesses located in California.